Definition:  a document signed by the borrower of a loan and stating the loan amount, the interest rate, the time and method of repayment, and the obligation to repay Pronunciation: Used in a Sentence:   By signing the note, the buyer agreed to the terms of the mortgage and agreed to repay the lo..

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Definition:    issued by the DBPR in the case of a minor rule violation that does not endanger the public safety, health or welfare Pronunciation:   \ˈnō-təs\ \(ˈ)nän-kəm-ˈplī-ən(t)s\ Used in a Sentence:   The broker was issued a notice of noncompliance for not having a proper entrance sign on his..

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Definition:   the substitution of a new legal obligation for an old one Pronunciation:    \nō-ˈvā-shən\ Used in a Sentence:    Unless there is a novation, a tenant assigning a lease to another still remains liable for the origi..

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Definition:   the license status when a sales associate has failed to successfully complete post-licensing education prior to the first renewal of the license or when a licensee has failed to renew tow or more renewal cycles Pronunciation:   \ˈnəl\ \ˈvȯid\ Used in a Sentence:   When the sales associate did not complete his post licensing course by his ..

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Definition:   a cause of depreciation in a property, can be external or functional Pronunciation:  \ˌäb-sə-ˈles-əns\ Used in a Sentence:   The lack of enough bathrooms in the house is an example of functional obs..

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Definition:   the percentage of rental units that are occupied Pronunciation:    \ˈä-kyə-pən(t)-sē\\ˈrāt\ Used in a Sentence:    The occupancy rate for the apartment building was high due to only a few em..

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Definition:   a promise by one party to act or perform in a specified manner, provided the other party acts or performs in the manner requested Pronunciation:    \ˈȯ-fər, ˈä-\ Used in a Sentence:   An offer demonstrates an intention to enter into a..

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Definition:   a listing given to any number of brokers who can work simultaneously to sell the owner’s property Pronunciation: Used in a Sentence:   An open listing is often used by builders or co..

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Definition:   the purchase and sale of U.S. Treasury and federal agency securities Pronunciation:    \ˌä-pə-ˈrā-shən\ Used in a Sentence:   The Fed’s principal and most effective tool for implementing monetary policy is open market o..

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